Find the Best Credit Card
- High dining rewards
- Travel benefits
- Monthly fee structure
American Express Cobalt
High rewards on dining and travel.
Annual Fee:$155.88
Individual Income:$0
Household Income:$0
Reward Type:Travel
%20--%3e%3csvg%20version='1.1'%20id='Layer_1'%20xmlns='http://www.w3.org/2000/svg'%20xmlns:xlink='http://www.w3.org/1999/xlink'%20x='0px'%20y='0px'%20viewBox='0%200%2070%2070'%20style='enable-background:new%200%200%2070%2070;'%20xml:space='preserve'%3e%3cstyle%20type='text/css'%3e%20.st0{fill:%23006FCF;}%20.st1{fill:%23FFFFFF;}%20%3c/style%3e%3ctitle%3eAmex_logo_color%3c/title%3e%3cg%3e%3cpath%20class='st0'%20d='M55.6,40.3v-3.4h1.1V13.6H14V30l1.1-1.4v5.6H14v22h42.7V43.9c-0.1,0-1,0.1-1.1,0.1v-1.8V40.3L55.6,40.3z'/%3e%3cpath%20class='st1'%20d='M56.7,43.9v-7h-0.4H30.2l-0.7,1l-0.7-1h-7.6v7.5h7.6l0.7-1l0.7,1H35v-1.6h-0.1c0.6,0,1.1-0.1,1.6-0.3v1.9h3.3%20v-1.1l0.8,1.1H55c0.4,0,0.8-0.1,1.1-0.2C56.4,44.1,56.6,44,56.7,43.9L56.7,43.9z%20M51.5,34.3h3.2v-7.5h-3.4v1.2l-0.8-1.2h-3v1.5%20l-0.7-1.5h-4.9c-0.2,0-0.5,0-0.7,0.1c-0.2,0-0.4,0.1-0.6,0.1c-0.1,0-0.3,0.1-0.4,0.2c-0.2,0.1-0.3,0.2-0.4,0.2v-0.3v-0.3H23.8%20l-0.4,1.3l-0.4-1.3h-3.7v1.5l-0.7-1.5h-3.1L14,30.1v3.6v0.7h2.2l0.4-1.1h0.8l0.4,1.1h16.6v-1.1l0.8,1.1h4.6v-0.2v-0.3%20c0.1,0.1,0.2,0.1,0.4,0.2c0.1,0.1,0.3,0.1,0.4,0.2c0.2,0.1,0.3,0.1,0.5,0.1c0.3,0,0.5,0.1,0.8,0.1h2.8l0.4-1.1h0.8l0.4,1.1h4.6%20v-1.1L51.5,34.3L51.5,34.3z'/%3e%3cpath%20class='st0'%20d='M26.5,39.1v-1h-4v5h4v-1h-2.8v-1h2.8v-1h-2.8v-1H26.5L26.5,39.1z%20M30.7,43.1h1.5l-2-2.5l2-2.5h-1.5l-1.2,1.6%20l-1.2-1.6h-1.5l2,2.5l-2,2.5h1.5l1.2-1.6L30.7,43.1L30.7,43.1z%20M32.4,38.1v5h1.2v-1.7h1.5c1.1,0,1.8-0.7,1.8-1.7%20c0-1-0.7-1.7-1.7-1.7H32.4L32.4,38.1z%20M35.7,39.8c0,0.3-0.2,0.6-0.6,0.6h-1.4v-1.2h1.4C35.5,39.2,35.7,39.4,35.7,39.8L35.7,39.8z%20M38.8,41.3h0.6l1.5,1.8h1.5l-1.7-1.9c0.9-0.2,1.4-0.8,1.4-1.6c0-0.9-0.7-1.6-1.7-1.6h-2.7v5h1.2V41.3L38.8,41.3z%20M40.2,39.1%20c0.4,0,0.7,0.3,0.7,0.6c0,0.3-0.2,0.6-0.7,0.6h-1.4v-1.2H40.2L40.2,39.1z%20M47,39.1v-1h-4v5h4v-1h-2.8v-1h2.8v-1h-2.8v-1H47L47,39.1%20z%20M50.3,42.1h-2.6v1h2.5c1.1,0,1.7-0.7,1.7-1.6c0-0.9-0.6-1.4-1.6-1.4h-1.2c-0.3,0-0.5-0.2-0.5-0.5c0-0.3,0.2-0.5,0.5-0.5h2.2%20l0.4-1h-2.6c-1.1,0-1.7,0.7-1.7,1.6c0,0.9,0.6,1.5,1.6,1.5h1.2c0.3,0,0.5,0.2,0.5,0.5C50.8,41.9,50.6,42.1,50.3,42.1L50.3,42.1z%20M55.1,42.1h-2.6v1H55c1.1,0,1.7-0.7,1.7-1.6c0-0.9-0.6-1.4-1.6-1.4H54c-0.3,0-0.5-0.2-0.5-0.5c0-0.3,0.2-0.5,0.5-0.5h2.2l0.4-1%20h-2.6c-1.1,0-1.7,0.7-1.7,1.6c0,0.9,0.6,1.5,1.6,1.5h1.2c0.3,0,0.5,0.2,0.5,0.5C55.6,41.9,55.3,42.1,55.1,42.1L55.1,42.1z'/%3e%3cpath%20class='st0'%20d='M18.6,33.1h1.4l-2.1-5h-1.6l-2.2,5h1.3l0.4-1.1h2.4L18.6,33.1L18.6,33.1z%20M16.6,30L17,29l0.4,0.9l0.4,1.1h-1.6%20L16.6,30L16.6,30z%20M21.4,29.7l0-1.4l1.4,4.8h1.1l1.4-4.8l0,1.3v3.4h1.2v-5h-2.1l-1,3.6l-1-3.6h-2.1v5h1.2V29.7L21.4,29.7z%20M31.4,29.1v-1h-4v5h4v-1h-2.8v-1h2.8v-1h-2.8v-1H31.4L31.4,29.1z%20M33.5,31.3h0.6l1.5,1.8h1.5l-1.7-1.9c0.9-0.2,1.4-0.8,1.4-1.6%20c0-0.9-0.7-1.6-1.7-1.6h-2.7v5h1.2V31.3L33.5,31.3z%20M34.9,29.1c0.4,0,0.7,0.3,0.7,0.6c0,0.3-0.2,0.6-0.7,0.6h-1.4v-1.2H34.9%20L34.9,29.1z%20M37.4,33.1h1.2v-2.2v-2.8h-1.2v2.8V33.1L37.4,33.1z%20M41.7,33.1L41.7,33.1l0.6-1.1h-0.4c-0.8,0-1.3-0.5-1.3-1.4v-0.1%20c0-0.8,0.4-1.4,1.3-1.4h1.3v-1.1h-1.4c-1.6,0-2.4,1-2.4,2.5v0.1C39.4,32.1,40.3,33.1,41.7,33.1L41.7,33.1z%20M47,33.1h1.4l-2.1-5%20h-1.6l-2.2,5h1.3l0.4-1.1h2.4L47,33.1L47,33.1z%20M45,30l0.4-0.9l0.4,0.9l0.4,1.1h-1.6L45,30L45,30z%20M49.8,30.1l0-0.4l0.3,0.4l1.9,3%20h1.4v-5h-1.2V31l0,0.4L52,31l-1.9-2.9h-1.5v5h1.2V30.1L49.8,30.1z'/%3e%3c/g%3e%3c/svg%3e)
Why We Chose This Card
- Earn 5x points on dining, groceries, and food delivery (up to $30,000/year).
- Earn 3x points on eligible streaming services like Netflix & Spotify.
- Earn 2x points on travel & transit expenses.
- Earn 1x points on all other purchases.
- Redeem points for flights, hotels, or transfer to Aeroplan, Avios, and more.
Example Rewards
Spending $1,000 per month on groceries and dining alone earns 60,000 MR points annually—enough for a round-trip flight to Europe via Aeroplan.