Canada's Credit Card Comparison Tool

Expert-curated picks and side-by-side comparisons across 106 cards from 12 major banks.

106+ Cards12 Banks CoveredUpdated Oct 2026Free Forever

5x pts on food & dining, 3x on streaming
Transfer 1:1 to Aeroplan
$15.99/month ($191.88/yr)

American Express Cobalt

Annual Fee$191.88

Individual IncomeNone

Household IncomeNone

Reward TypeTravel

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Why We Chose This Card

Earn 5x points on dining, groceries, and food delivery (up to $30,000/year).
Earn 3x points on eligible streaming services like Netflix & Spotify.
Earn 2x points on travel & transit expenses.
Earn 1x points on all other purchases.
Redeem points for flights, hotels, or transfer to Aeroplan, Avios, and more.

Example Rewards

Spending $1,000 per month on groceries and dining alone earns 60,000 MR points annually—enough for a one-way partner business class flight from Toronto to London or Paris via Aeroplan.

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All Canadian credit cards

Every card in our comparison database, grouped by issuing bank. Browse all 106 Canadian credit cards from 12 banks.

14 cards

16 cards

13 cards

12 cards

14 cards

8 cards

12 cards

7 cards

2 cards

5 cards

2 cards

1 card

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