Canada's Credit Card Comparison Tool
Expert-curated picks and side-by-side comparisons across 94 cards from 9 major banks.
94+ Cards9 Banks CoveredUpdated Apr 2026Free Forever
- 5x pts on food, groceries & dining
- Transfer 1:1 to Aeroplan
- $15.99/month ($191.88/yr)
American Express Cobalt
Annual Fee$191.88
Individual IncomeNone
Household IncomeNone
Reward TypeTravel
Why We Chose This Card
- Earn 5x points on dining, groceries, and food delivery (up to $30,000/year).
- Earn 3x points on eligible streaming services like Netflix & Spotify.
- Earn 2x points on travel & transit expenses.
- Earn 1x points on all other purchases.
- Redeem points for flights, hotels, or transfer to Aeroplan, Avios, and more.
Example Rewards
Spending $1,000 per month on groceries and dining alone earns 60,000 MR points annually—enough for a round-trip flight to Europe via Aeroplan.