How to Pay Tuition in Canada with a Credit Card

Tuition is one of the biggest bills students face each term. With services like Chexy, you can pay tuition using a credit card — even when your school doesn’t take cards directly — and turn that spend into points, miles, or cashback.

Why Pay Tuition with a Credit Card?

• 💳 Earn points or cashback on a large, predictable expense
• 🎯 Hit big welcome bonus thresholds faster
• 🧳 Use points for flights home during breaks or for travel
• 🔁 Smooth out cash flow with statement timing

How Chexy Works for Tuition

Chexy acts as a middleman: it charges your Visa or American Express card and remits payment to your school via an accepted method.

• ✅ Accepted cards: Visa and Amex (no Mastercard)
• ⚠️ Processing fee: A service fee applies (see Chexy at checkout)
• 🔎 School support: Search your college/university in Chexy’s tuition directory
• 🔗 Setup: Create an account, add your card, and enter your student/account details

Best Credit Cards to Use

🎯 For Hitting Welcome Bonuses

American Express Platinum Card

• 💎 Large welcome bonus potential on first-year spend
• 📦 Tuition payments can help you meet the requirement quickly
• 🛫 Premium travel perks and strong airline transfer partners

Apply Now

💵 For Cashback on Recurring Payments

Scotiabank Momentum Visa Infinite

• 💰 4% cashback on recurring bill payments (including tuition via Chexy)
• 📅 Annual fee waived for the first year (often with promos)
• 💳 Simple, no-points redemption — cashback applied to your statement

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CIBC Aeroplan Visa Infinite Privilege

• 🛫 1.25 Aeroplan points per dollar on everything
• 🏆 Spend can help toward Aeroplan status (SQD)
• 🧾 Robust insurance and premium perks

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American Express Cobalt

• 🎁 Earn 1x MR points per dollar on tuition and up to 5x on food/groceries
• 📦 Flexible MR points transfer to Aeroplan, Avios, Marriott
• 💳 Great everyday card for students — no income requirement

Apply Now